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Real
Estate Agency Marketing Properties for Sale in St Francis Bay, Garden
Route, Eastern Cape, South Africa |
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Search
For Property For Sale In St Francis Bay Eastern Cape South Africa |
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REGISTERING A MORTGAGE BOND |
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A
creditor who lends money to a debtor usually requires the
debtor to provide some form of security for the repayment of
the loan. There are two main forms of security, namely:
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Personal Security: a person can bind
him/herself personally as a surety for the repayment of
another’s debt in the event of non-payment by the debtor
him/herself;
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Real Security: a mortgagor can offer
his/her fixed property to a mortgagee as security for
the repayment of a debt.
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NATIONAL CREDIT ACT |
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WHAT IS THE
NATIONAL CREDIT ACT ABOUT?
The National Credit Act (NCA) came
into effect on 1 June 2007 and it will aim to promote a
fair and transparent market place under which consumers
can access credit. You can also visit the National
Credit Act Regulator’s (NCR’s) website at
www.ncr.org.za for more
detailed information. |
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CALCULATORS |
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Affordability |
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Repayment |
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Transfer and Bond Costs |
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We handle new loan applications, switches and further
loans FREE of change! We have contracts with 4
major banks, so we are able to offer you a better deal
than going directly to the bank. |
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